Financial Infrastructure
for the Digital Asset Economy.
Payments. Wallets. Treasury. Compliance. Developer APIs. Analytics. All through one unified platform.
One platform
Everything a modern financial product needs
Settlra isn't just a payments API. It's the full stack for moving, holding, and reconciling stablecoins.
Payments
USDC-to-mobile-money payouts, bulk disbursements, and quotes.
Wallets
Multi-chain wallets, deposit addresses, and on-chain transactions.
Treasury
Multi-currency balances, stablecoin holdings, and liquidity management.
Compliance
KYB/KYC verification, transaction monitoring, and audit trails.
Developer Platform
REST API, webhooks, sandbox environment, and API key management.
Analytics
Payment volume, settlement rates, and exportable reports.
AI Copilot
Natural-language insights and automated reconciliation assistance.
Built for
Teams building the future of money movement
How it works
Three steps to instant payouts
Deposit USDC
Send USDC to your unique Settlra deposit address on Ethereum or Polygon. We detect your deposit in real time.
Convert & Send
We instantly convert at best-in-market FX rates and route the payment through our local network partner.
Recipient Gets Paid
Mobile money arrives in the recipient's wallet in 1–3 minutes. A webhook confirms the final status.
Supported networks
Where we operate
Currently in private beta in Uganda. More markets launching in 2026. We partner directly with mobile network operators for the best rates and reliability.
MTN Uganda
UGX
Settlement in 1–3 min
Airtel Uganda
UGX
Settlement in 1–3 min
M-Pesa Kenya
KES
MTN Rwanda
RWF
Airtel Tanzania
TZS
Transparent pricing
No hidden fees. No monthly minimums.
Pay only for what you send.
Starter
+ $0.50 / transaction
Up to $500/tx · $10K/month
- REST API access
- Webhooks
- Sandbox environment
- Community support
Growth
+ $0.25 / transaction
Up to $10K/tx · $150K/month
- Everything in Starter
- Priority queue
- Idempotency keys
- Email support
- Bulk payouts
Enterprise
Volume-based FX spread
Unlimited transactions
- Everything in Growth
- Custom FX spread
- Dedicated account manager
- SLA guarantee
- On-premise deployment
Built for developers
Integrate in minutes, not months
Our REST API is designed for simplicity without sacrificing power. Comprehensive webhooks keep you in sync. Official SDKs for Node.js and Python — with more on the way.
curl -X POST https://api.settlra.com/v1/payouts \
-H "Authorization: Bearer pk_live_xxxxxxxxxxxx" \
-H "Content-Type: application/json" \
-d '{
"quote_id": "qt_01HXYZ9ABCDEF",
"recipient_phone": "+256700123456",
"network": "MTN_UG",
"recipient_name": "Grace Nakamura",
"idempotency_key": "order_8821"
}'// Response 200 OK
{
"id": "pay_01HXYZ9ABCDEF",
"status": "processing",
"amount_usdc": "25.50",
"amount_local": "95340",
"currency": "UGX",
"network": "mtn_uganda",
"created_at": "2026-06-23T14:22:01Z"
}Ready to build for Africa?
We're onboarding a select group of beta partners. Apply now and we'll be in touch.